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Medicare Resources
fall open enrollment

Fall Open Enrollment

Fall Open Enrollment is the time of year when you can make changes to your Medicare coverage. Learn More >

Medicare Enrollment Periods

Medicare Enrollment Periods

You can enroll in Medicare at any time during your seven-month Initial Period (IEP). Learn More >

Original Medicare and Medicare Standards Appeals

Original Medicare and Medicare Standards Appeals

If you receive a denial from Original Medicare or your Medicare health or drug plan, you have the right to appeal. Learn More >

Medicare Coverage of Hospice Care

Medicare Coverage of Hospice Care

Hospice is a program of end-of-life pain management and comfort care for those with a terminal illness. Learn More >

complaints and grievances

Complaints, grievances, and beneficiary resources

If you are dissatisfied with your plan for any reason, you can choose to file a grievance. Learn More >

Medicare Part A-Covered Services

Medicare Part A-Covered Services

Medicare Part A covers inpatient hospital, skilled nursing facility, home health care and more. Learn More >

Original Medicare vs Medicare Advantage

Original Medicare vs Medicare Advantage

People with Medicare can get their health coverage through either Original Medicare or a Medicare Advantage Plan. Learn More >

What is Medicaid

What is Medicaid?

Medicaid is a federal and state program that provides health coverage for certain people with limited income and assets. Learn More >

Medicare Advantage Supplemental Benefits

Medicare Advantage Supplemental Benefits

A supplemental benefit is an item or service covered by a Medicare Advantage Plan that is not covered by Original Medicare. Learn More >

Medicare Savings Programs

Medicare Savings Programs

Medicare Savings Programs (MSPs) are state programs that assist you with paying your Medicare costs. Learn More >

Part B and Part D Prescription Drug Coverage

Part B and Part D Prescription Drug Coverage

What are some drugs that might be covered by Medicare Part B or Part D? Learn More >

Medicare and Employer-based Coverage

Medicare and Employer-based Coverage

When you have Medicare and another type of insurance, Medicare will either pay primary or secondary for your medical costs. Learn More >

Medigap Plans

Medigap Plans

Medigaps are health insurance policies that offer standardized benefits to work with Original Medicare. Learn More >

Premium-related Appeals

Premium-related Appeals

What is the Part B and Plan D late enrollment penalty and how can I appeal it?. Learn More >

Medicare Coverage of Skilled Nursing Facility Care

Medicare Coverage of Skilled Nursing Facility Care

Skilled nursing facility (SNF) care is post-hospital care provided at a SNF. Learn More >

New to Medicare

New to Medicare

There are three times you can enroll in Medicare arts A and B for the first time. Learn More >

Speaking with Your Providers

Speaking with Your Providers

Communication about your health care needs and coverage is key in building good relationships with your providers. Learn More >

Community Involvement

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Contact Us

Steve CheekStephan E. Cheek, CLU, ChHC

Grace HowellGrace Howell, Broker

Over 40 years combined experience.

For appointments or inquiries: (478) 238-5715