
Fall Open Enrollment
Fall Open Enrollment is the time of year when you can make changes to your Medicare coverage. Learn More >

Medicare Enrollment Periods
You can enroll in Medicare at any time during your seven-month Initial Period (IEP). Learn More >

Original Medicare and Medicare Standards Appeals
If you receive a denial from Original Medicare or your Medicare health or drug plan, you have the right to appeal. Learn More >

Medicare Coverage of Hospice Care
Hospice is a program of end-of-life pain management and comfort care for those with a terminal illness. Learn More >

Complaints, grievances, and beneficiary resources
If you are dissatisfied with your plan for any reason, you can choose to file a grievance. Learn More >

Medicare Part A-Covered Services
Medicare Part A covers inpatient hospital, skilled nursing facility, home health care and more. Learn More >

Original Medicare vs Medicare Advantage
People with Medicare can get their health coverage through either Original Medicare or a Medicare Advantage Plan. Learn More >

What is Medicaid?
Medicaid is a federal and state program that provides health coverage for certain people with limited income and assets. Learn More >

Medicare Advantage Supplemental Benefits
A supplemental benefit is an item or service covered by a Medicare Advantage Plan that is not covered by Original Medicare. Learn More >

Medicare Savings Programs
Medicare Savings Programs (MSPs) are state programs that assist you with paying your Medicare costs. Learn More >

Part B and Part D Prescription Drug Coverage
What are some drugs that might be covered by Medicare Part B or Part D? Learn More >

Medicare and Employer-based Coverage
When you have Medicare and another type of insurance, Medicare will either pay primary or secondary for your medical costs. Learn More >

Medigap Plans
Medigaps are health insurance policies that offer standardized benefits to work with Original Medicare. Learn More >

Premium-related Appeals
What is the Part B and Plan D late enrollment penalty and how can I appeal it?. Learn More >

Medicare Coverage of Skilled Nursing Facility Care
Skilled nursing facility (SNF) care is post-hospital care provided at a SNF. Learn More >

New to Medicare
There are three times you can enroll in Medicare arts A and B for the first time. Learn More >

Speaking with Your Providers
Communication about your health care needs and coverage is key in building good relationships with your providers. Learn More >
Stephan E. Cheek, CLU, ChHC
Grace Howell, Broker
For appointments or inquiries: (478) 238-5715